📄 Reading your document…
🔍 Verifying payer & risk…
⚡ Routing to fastest cash path…
💰 Calculating your offer…

Kayanda Capital · AI Liquidity Engine

Upload a Check.
Get Paid Now.

AI reads your check, invoice, or receivable — then routes it to the fastest cash in seconds.

1
Upload check, invoice, or receivable
2
AI verifies payer & estimates risk
3
Choose: cash now or full amount later
Mobile Deposit Instant ACH Invoice Advance Factoring Bank API
Step 1 — Upload your payment
📄
Drop check, invoice, or photo here
JPG, PNG, PDF · or click to browse
Step 2 — Enter the amount
$
Step 3 — Choose your speed
⚡ Get Now
—
Instant · Today
2% liquidity fee
🕐 Wait 3 Days
—
Full amount · 3 business days
No fee
Best route Enter amount to see route →

Takes 5 seconds. No commitment until you accept.

“The fastest path to your own money.”

Government contractors · Property managers · Small businesses

Your Offer
Is Ready

Our AI analyzed your payment and found the fastest route to your cash.

AI Analysis Report
Payment typeCheck
Face value—
Payer risk scoreLow
Recommended routeInstant ACH
Estimated clear time3–5 business days
⚡ Kayanda Instant Offer
—
In your account within minutes
2% liquidity fee · No hidden charges

Kayanda advances funds through licensed banking partners. The 2% fee covers instant liquidity. You keep everything else. No credit check. No setup required.

Or wait 3 days for the full amount

Your Cash
Is Moving

Kayanda has advanced your funds. They’re on their way to your account right now.

What happens next
✓Funds advanced via our licensed banking partner
✓ACH transfer initiated — arrives within minutes to hours
✓Kayanda collects the original payment when it clears
✓You never chase a check again
Advanced to you
—
Expect delivery: within 1–4 hours
“You earned it. We just moved it faster.”
Set Up Auto-Liquidity for My Business →
Or scan to pay & onboard instantly
Scan to pay — Kayanda Capital
Scan to pay · Kayanda Capital